Considerations for Selecting Cellular Data Plans for RV & Boat Mobile Internet

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Understanding Cellular Data Plans

Selecting cellular data plans for RV and boat travels can be an overwhelming adventure. There are just so many options out there and cellular carriers frequently change their offerings.

Cellular data plans come with a lot of fine print, and in particular, the carriers don't necessarily design and market their plans to those seeking a home internet replacement. Especially a home that is mobile like an RV or boat.

This guide is written to help you understand the different types of cellular data plans available for RV and boat nomadic life, and navigating shopping the myriad of options out there. So that you can make the right choices for your RV and boat travels.

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Obtaining Cellular Data Plans for RV & Boat Travels

The first confusing point about cellular data plans for RV and boat life is all of the available choices.

However, it's important to remember there are currently only a four major nationwide carriers in the U.S. - Verizon, AT&T, T-Mobile, and Dish Wireless. Any cellular data plan you purchase in the US that claims nationwide access, which you will likely want for RV or boat mobile life, will be on one of these carriers. 

There are also some regional carriers who only natively serve smaller geographic areas. 

Each of the major carriers has both postpaid and prepaid direct plan offerings, their own prepaid subsidiaries, and official and unofficial resellers. They also tend to have consumer plans meant for individuals & families, and business plans meant for small to large businesses. 

The carriers tend to give their own postpaid plans premium access to their networks, with priority decreasing from there. This prioritization can impact things like the speeds you'll receive, roaming partnerships (thus coverage), features, and latency.

To put it simply, when all other factors are equal, carrier direct postpaid cellular data plans will have the best performance for RV and boat travels. Particularly business plans. 

Carrier Data Plan Options Video

Here's a quick video going over the types of data plans available - direct from the carrier, postpaid, prepaid, subsidiaries, MVNOs and resellers:

 

Carrier Direct Postpaid Plans

Postpaid carrier direct cellular data plans are the ones you obtain either directly in the carrier's retail stores, through authorized resellers or via carrier's websites. These are likely the first ones you'll encounter as you start shopping for your RV and boat mobile internet needs.

Postpaid means that you pay for your service at the end of your billing month, and the carriers give higher priority and better customer service to these plans.

Because you are paying for service after it's delivered, the carrier will want you to establish an account with them after running a credit check. If you can't pass their credit check, you may be required to put up a deposit.

The credit check requirement also means that if you don't have a U.S. billing address of SSN/EIN then you probably can't acquire these plans. So they are typically not an option for foreign visitors.

Postpaid plans are traditionally associated with contracts, however contracts are mostly a thing of the past and easy to avoid. Especially if you're willing to purchase your cellular devices outright instead of subsidizing or financing them through the carrier.

In general, postpaid cellular data plans will have the latest and most popular features that RV and boat adventures appreciate - like direct customer support, mobile hotspot data, higher definition video streaming, and included extras. They're also most likely to include domestic and international roaming agreements and will have the fastest speeds on the network. Also important to note is that postpaid plans are usually grandfathered when they are retired.

Of course, these perks come with a price. Postpaid carrier direct plans also tend to be the most expensive plans.

Postpaid carrier direct cellular data plans are usually the first preference for RV and boat travel - but they also usually have the highest costs and capped data limits. 

All of the major carriers also offer business plans that are postpaid. Technically these plans are only available to business customers, but it can actually be trivial to qualify as a business with some carriers. If you are a sole proprietor under your SSN or have a business tax ID number - be sure to research the available business plan options. These plans often offer more mobile hotspot data, higher priority data and sometimes lower costs than consumer cellular data plans - appealing traits for RV and boat travels. 

Carrier Direct Prepaid

All of the major carriers also offer direct prepaid or pay-as-you-go cellular data plans that allow customers to pay for service only when they need it, rather than making long-term commitments. This makes setting up service easier for some styles of RV and boat travel - since you don't have to sign a contract, go through a credit check, or provide too much personal information.

However, most carriers will only add some discounts if you set up an account with automatic monthly payments - making the plans less 'pay-as-you-go' and less anonymous.

These carrier direct prepaid plans are usually offered on the carrier's website, through corporate stores, or via authorized resellers.

The plans usually cost less than their postpaid equivalents, but lack some of the features, come with additional restrictions, and/or lower network priority. For example, they might be subject to de-prioritized service, more aggressive mobile hotspot caps & restrictions, lack of domestic roaming, less international support, lower resolution video streaming, and more.

For RV and boat travels, prepaid cellular data plans might be best used as a back-up option or for part-time needs that don't necessarily need to be absolutely reliable. 

Carrier Subsidiaries - Prepaid Brands

Each carrier has its own independent prepaid brand that they utilize to target niche markets. These markets don't tend to often align with offering attractive cellular data plans for RV and boat nomadic life. 

For example, AT&T owns Cricket Wireless, Verizon owns Visible and Tracfone, T-Mobile owns Metro by T-Mobile, and Dish owns Boost Mobile.

The prepaid subsidiaries have their own websites and/or stores and operate independently from the carriers. For example, you can't go to an AT&T store to get a Cricket plan - you would need to go to a Cricket store. And you do not end up as a customer direct with the carrier. 

The plans will often mimic the carrier-direct prepaid options or may offer slightly different benefits and restrictions.

These plans will also tend to be more no-frills and are usually missing features available on postpaid plans. Prepaid plans are sometimes at a lower network priority but generally should perform similarly to equivalent prepaid plans.

MVNOs - Mobile Virtual Network Operators

MVNOs buy service in bulk from the major carriers and resell cellular data plans under their own brands. The plans tend to be more focused on smartphone plans, not data device plans - so are often not as attractive for RV and boat nomads as a mobile internet solution. 

They create their own unique plans not available directly from the carrier with their own pricing, limitations, and terms - and provide their own customer service. You do not end up as a direct customer of the carrier, like you would when going directly with a carrier. 

These "virtual" carriers usually directly negotiate and operate under authorized contracts with one or more major carriers to provide service.

The advantage of MVNO plans is there are a lot more options and you can often get better deals and higher usage caps than you can by buying directly from the carrier. The disadvantage is that MVNOs tend to be the same or lower priority than carrier prepaid services. 

MVNOs are sometimes not allowed to advertise who is providing the underlying network as to not compete directly with the carrier's own brands. But if you explicitly ask or do some online digging, it isn’t hard to figure out which data network is behind any given plan (resources: MVNO page on Wikipedia & BestMVNO).

When using an MVNO, the carrier name that will appear on your phone will be the name of the MVNO. So for example, if you buy an AT&T plan from Consumer Cellular, your screen will display "Consumer Cellular" as the carrier name. 

Some examples of MVNOs include RoamLink by MobileMustHave, US Mobile, Consumer Cellular, Google Fi, and Red Pocket. None of these companies are owned by the carriers themselves. They are operated completely independently.

RoamLink By MobileMustHave is one of our Top Picks because they established themselves as an MVNO, meaning they have a direct relationship with the carrier and sell service as an MVNO with their own branding and network ID. Certain RoamLink plans can switch between carriers (AT&T, Verizon, T-Mobile, and UScellular) using a single data plan/device on any Peplink router (MIRC Members can utilize RoamLink on hotspots and other routers).  

Insty Connect is another popular brand with RVers and offers data plans for its routers on Verizon and T-Mobile networks.  As a company they worked hard to get formal arrangements with the carriers, earning MVNO status. 

3rd Party Resellers

Third-party resellers are companies that have acquired lines of service from the major carriers and are reselling cellular data plans - sometimes directly marketed to the RV and boat community. These plans tend to be focused on data device plans for hotspots and routers, and sometime even restricted to a particular device. 

Unlike MVNOs, who are re-packaging bulk data into their own unique plans and presenting as being their own carrier, resellers tend to be reselling already defined plans by the carriers, but setting their own pricing. These plans could be at any level of priority on the carrier's network - from prepaid to business class service, and the plans resold may or may not be otherwise available directly from the carrier. 

But like a MVNO, you are the reseller's customers - paying them directly and contacting them for customer service. You do not end up as a direct customer of the carrier, like you would when going through an authorized carrier retailer. 

Some MVNOs use color codes to signal which network the plan is on - Red for Verizon, Blue for AT&T, and Pink for T-Mobile. Or they may explicitly say who the carrier is. 

When using a reseller, your device will display the name of the actual carrier that you are on, not the reseller's name. 

Resellers may have legit agreements with master agents to resell plans. Or they could be reselling lines specifically against a carrier's terms of service.

It can be hard to tell, and the reseller isn't likely to be upfront either way.

Some resellers have been around for a long time, but there are always new ones are popping up, and existing ones sometimes shut down without warning. Carriers are still in charge of the service behind the scenes, and can change things for whatever reason. We always recommend using caution with resellers, as you are two or three steps removed from the carrier themselves in the transaction. 

 

Multi-Carrier Virtual SIMS Data Plans

Unlike traditional plans which users are tied to a specific carrier, some MVNO and third-party resellers offer plans that provide coverage from multiple cellular carriers. The benefit of Multi-SIMs is a better network coverage. A variety of these plans (like MobileMustHave's plan RoamLink, which is an MVNO multi-carrier brand with a more direct & official relationship than most 3rd Party vendors) use a cloud-based virtual SIM in one device that will automatically switch between carriers, depending on which signal is strongest in the area. Our Virtual SIM Multi-Carrier Devices & Plans Gear Center has more information. 

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Unlimited Cellular Data Plan Restrictions for RV & Boat Travels

Unlimited high-speed cellular data plans are in high demand for the RV and boat mobile community, who would like to affordably use hundreds of GBs of data a month.

While all of the carriers proudly advertise unlimited data plans, they have redefined the term “unlimited” to try to find a balance between capacity and consumer desire.

These days 'unlimited' basically just means no automatic overage charges.

Unfortunately, that means "unlimited" plans come with limitations and gotchas. 

The most typical restriction on unlimited plans is the practice of slowing down speeds delivered - either always, or after a specific point of usage. Sometimes, unlimited high-speed data is only provided for certain activities.

Understanding terms like throttling, network/congestion management policies, mobile hotspot restrictions, video resolution, and fair use policies is critical to understanding if a plan will work for you. 

We have an entire guide that dives into this topic:

Getting Lots Of Cellular Data

Or watch our video on Getting Lots of Data:

 

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Member Exclusive Content Below

Cellular Data Plan Types for RV & Boats

This section goes over unlimited, tiered, data-only, and connected car cellular data plans and how they apply to RV and boat travels.

On-Device vs Hotspot Data

A discussion of the difference between using data on your device versus using it as hotspot data.

Network Management Deep Dive

A more detailed look at how network management works, how carriers prioritize data, and manage their networks.

5G Access

While all of the major carriers have 5G networks, 5G data is not always included on every plan.

Cellular Data Plans for Router

Many users use a setup with a cellular router in their RV or boat, but not all cellular plans are compatible with router usage.

Video Streaming & Entertainment Packages

Video streaming is one of the most data-intensive things you can do over the internet. While most data plans include video streaming, many carriers implement restrictions.

Roaming Considerations

        Roaming describes how your cellular carrier handles your connectivity when you are outside their coverage area.

Downsides of MVNO and Reseller Plans

While resellers and MVNO can net you better terms and pricing than direct with the carrier - they do come with some considerations. We discuss Pros and Cons of certain MVNO's.

Tips for Comparing Plans

When shopping for plans, there are multiple factors you should use to compare them - from coverage, costs and discounts.

Contracts Replaced with Equipment Payment Plans

Should you pursue a contract or avoid them?

Navigating Customer Service & Representatives

This section shares a lot of tips and tricks for reaching the right people to get the service you need.

Grandfathered & Retired Plans

What happens when a carrier discontinues a plan you love? Do you get to keep it forever?

Terms of Service Considerations

This section goes over some of the common terms of service that consumers either knowingly or ignorantly violate to use their data plan how they desire.

Assembling a GREAT Cellular Data Plan Arsenal

Assembling a great setup usually requires multiple plans, and occasionally switching things up. This section goes over how to best do this.

Conclusion: Know the Details Before Deciding

When purchasing a new data plan, make sure you understand the differences between the different types of options in order to get one best suited to your needs. Choosing a prepaid or data reseller can be cheaper, but can also come with restrictions, such as limits of data, throttling, and mobile hotspot restrictions. Also make sure you understand how each plan defines "unlimited", as those plans often come with limitations.